Betulkah Public Gold Tak Patuh Syariah? Ini Penjelasan Penuh

Betulkah Public Gold tak patuh syariah? Ada yang bertanya tentang kepatuhan syariah syarikat Public Gold.

Terima kasih di atas keperihatinan anda, peka terhadap ketelusan dan akauntabiliti syarikat yang kami di Emas2U sambut baik.

Berikut merupakan surat kepatuhan syariah Public Gold terkini yang dikeluarkan tahun ini untuk makluman semua.

Kandungan surat yang bertarikh 19 Mei 2026 itu:

بِسْمِ اللَّهِ الرَّحْمَٰنِ الرَّحِيمِ

All praise is due to Allah, the Cherisher of the world, and peace and blessing be upon the Prophet of Allah, on his family and all his companions

PUBLIC GOLD MARKETING SDN. BHD. (“PG”)

We, Amanie Advisors Sdn. Bhd. (“Amanie”) has been mandated by Public Gold Marketing Sdn. Bhd. (“PG”) (hereinafter referred to as “the Client” or “Public Gold”) to review the features and services of gold and silver (“Products”) under the following programs;

a) Outright Purchase (“OP”);
b) Gold / Silver Accumulation Program (“GSAP”);
c) Easy Payment Purchase (“EPP”); and
d)Undertaking to Buy Back Products (“BB”).

Hereinafter collectively referred to as the “Program”

Pursuant to the above, we have received and reviewed the Program structure and documentations.

Based on our above review exercise and to the best of our knowledge, we hereby certify that the Program, its features, application, terms and conditions, relevant documents and flow of service offered are in compliance with the requirements of the glorious Shariah principles.

Public Gold is to ensure that all terms and conditions to be complied according to the agreed conditions. Any deviation from the approved list above is at the responsibility of the Public Gold and does not deem to be part of this endorsement. This endorsement is subject to annual audit and issuance of Shariah audit confirmation letter.

This Shariah Pronouncement provides an enhanced version of the existing Shariah Pronouncement to emphasize on the Shariah deliberation of the Program features including the updated features of the Program (where relevant) and shall supersede the Shariah Pronouncement dated 16 December 2016 and 29 September 2017. For the avoidance of doubt, such supersession shall not affect, revoke or invalidate the existing Shariah approval or the Shariah status of the Program, which shall remain valid and effective.

Allah Almighty knows best.

For and on behalf of
Amanie Advisors Sdn. Bhd.

Dr Shamsiah Binti Mohamad Resident Shariah Adviser

Public Gold juga telah mengeluarkan kenyataan rasmi seperti berikut:

KENYATAAN RASMI
(Tarikh: 6 November 2026)

Pematuhan Syariah

Public Gold Marketing Sdn. Bhd. (PGMSB) mempunyai rangka kerja tadbir urus Syariah bagi program jual beli emas dan perak yang diluluskan. Amanie Advisors Sdn. Bhd., penasihat Syariah PGMSB sejak 2016, terus memberikan khidmat nasihat, menjalankan semakan dan melaksanakan audit Syariah tahunan yang meliputi struktur urus niaga, dokumen dan proses operasi. Pengurusan PGMSB bertanggungjawab melaksanakan keperluan Syariah yang diluluskan serta mengambil tindakan susulan terhadap hasil semakan dan cadangan penambahbaikan.

Maklumat palsu atau mengelirukan

Dakwaan bahawa Amanie bukan lagi penasihat Syariah PGMSB atau bahawa khidmat nasihat, semakan dan audit tersebut tidak lagi dijalankan adalah tidak benar. Kenyataan ini merupakan maklum balas rasmi PGMSB mengenai perkara tersebut. Dakwaan berterusan bahawa PGMSB tidak memberikan maklum balas adalah mengelirukan. Sila semak maklumat melalui saluran rasmi PGMSB sebelum berkongsi.

Tindakan undang-undang

PGMSB akan mengambil tindakan sewajarnya, termasuk tindakan undang-undang jika perlu, terhadap pihak yang menerbitkan atau menyebarkan kenyataan palsu atau berunsur fitnah mengenai perkara ini. Pihak berkenaan diminta menghentikan penyebaran serta memadam atau membetulkan kenyataan tersebut. Segala hak PGMSB adalah terpelihara.

Untuk maklumat lanjut mengenai tadbir urus dan khidmat nasihat Syariah PGMSB, sila rujuk https://publicgold.com.my/shariah-governance.

PUBLIC CLARIFICATION
(Date: 6 November 2026)

Shariah compliance
Public Gold Marketing Sdn. Bhd. (PGMSB) maintains a Shariah governance framework for its approved gold and silver trading programmes. Amanie Advisors Sdn. Bhd., its appointed Shariah adviser since 2016, continues to provide advisory, review and annual audit services covering the relevant transaction structures, documentation and operational processes. PGMSB’s management implements the approved Shariah requirements and addresses review findings and recommendations.
False or misleading claims
Claims that Amanie’s appointment has ceased or that these arrangements are no longer in place are false. This notice constitutes PGMSB’s public response on these matters. Any continued claim that PGMSB has not responded is misleading. Please verify information through PGMSB’s official channels before sharing it.
Legal action
PGMSB shall take appropriate action, including legal proceedings where warranted, against persons who publish or circulate false or defamatory statements concerning these matters. Those responsible are called upon to cease dissemination and remove or correct such statements. All rights are reserved.

For more information on PGMSB’s Shariah governance and advisory arrangements, please refer to https://publicgold.com.my/shariah-governance .

Shariah Governance

As a provider of Shariah-compliant gold and silver trading products in Malaysia, Public Gold Marketing Sdn. Bhd. (PGMSB) maintains a Shariah governance framework supported by ongoing advisory, review and audit arrangements.

Amanie Advisors Sdn. Bhd. (Amanie), an established international Shariah advisory firm, has been PGMSB’s appointed Shariah adviser since 2016 and continues to provide Shariah advisory, review and audit services for its approved gold and silver trading programmes.

Since the commencement of Amanie’s engagement in 2016, PGMSB has fulfilled the annual Shariah audit requirements under the engagement and continues to meet these requirements to date.

PGMSB is responsible for ensuring that its day-to-day operations adhere to the approved Shariah requirements. Annual Shariah audits assess this continued adherence against the endorsed transaction structures, processes and documentation, with management responsible for addressing findings and recommendations.

Amanie’s Shariah endorsement covers the following programmes, subject to the approved structures, terms and conditions:

Outright Purchase (OP)
Gold / Silver Accumulation Programme (GSAP)
Easy Payment Purchase (EPP)
Undertaking to Buy Back Products

Amanie’s Shariah Pronouncement dated 19 May 2026 reflects its review and endorsement of PGMSB’s updated transaction structures, processes and supporting documentation. It replaces and supersedes the earlier Shariah Pronouncements dated 16 December 2016 and 29 September 2017.

The Shariah Pronouncement establishes the approved arrangements against which ongoing operational compliance is assessed through annual Shariah audits and the issuance of Shariah audit confirmation letters. Where business processes, programme features or transaction arrangements undergo material changes, these changes are subject to Amanie’s review, with an updated Shariah Pronouncement issued where required. Where the approved arrangements remain unchanged, annual audits continue to be conducted by reference to the prevailing Shariah Pronouncement.

The certificate therefore serves as the continuing reference for the approved arrangements, supported by the annual audit process.
View Shariah Certificate

For further information about PGMSB’s Shariah governance, please contact:
PGMSB Shariah Management
shariah@publicgold.com.my

Terjemahan Bahasa Malaysia:

Tadbir Urus Syariah

Sebagai penyedia produk perdagangan emas dan perak yang mematuhi prinsip Syariah di Malaysia, Public Gold Marketing Sdn. Bhd. (PGMSB) mengamalkan kerangka tadbir urus Syariah yang disokong oleh khidmat nasihat, semakan dan pengauditan secara berterusan.

Amanie Advisors Sdn. Bhd. (Amanie), sebuah firma penasihat Syariah antarabangsa yang berpengalaman dan mempunyai reputasi kukuh, telah dilantik sebagai penasihat Syariah kepada PGMSB sejak tahun 2016. Sehingga kini, Amanie terus menyediakan khidmat nasihat, semakan dan pengauditan Syariah bagi program perdagangan emas dan perak PGMSB yang telah mendapat kelulusan Syariah.

Sejak pelantikan Amanie pada tahun 2016, PGMSB telah memenuhi keperluan pengauditan Syariah tahunan sebagaimana yang ditetapkan di bawah pelantikan tersebut dan terus melaksanakan serta memenuhi keperluan berkenaan sehingga kini.

PGMSB bertanggungjawab memastikan segala urusan dan operasi harian syarikat dilaksanakan selaras dengan keperluan Syariah yang telah diluluskan. Pengauditan Syariah tahunan pula dijalankan bagi menilai pematuhan berterusan terhadap struktur transaksi, proses operasi dan dokumentasi yang telah diperakukan. Pihak pengurusan PGMSB bertanggungjawab mengambil tindakan sewajarnya terhadap sebarang penemuan audit serta cadangan penambahbaikan yang dikemukakan.

Perakuan Syariah oleh Amanie meliputi program-program berikut, tertakluk kepada struktur, terma dan syarat yang telah diluluskan:

Pembelian Secara Langsung (Outright Purchase – OP)
Program Pengumpulan Emas / Perak (Gold / Silver Accumulation Programme – GSAP)
Pembelian Secara Ansuran Mudah (Easy Payment Purchase – EPP)
Aku Janji untuk Membeli Semula Produk (Undertaking to Buy Back Products)

Perisytiharan Syariah (Shariah Pronouncement) yang dikeluarkan oleh Amanie bertarikh 19 Mei 2026 merupakan hasil semakan dan perakuan terhadap struktur transaksi, proses operasi serta dokumentasi sokongan PGMSB yang telah dikemas kini. Perisytiharan Syariah terkini ini menggantikan dan mengatasi Perisytiharan Syariah terdahulu yang bertarikh 16 Disember 2016 dan 29 September 2017.

Perisytiharan Syariah tersebut menetapkan kerangka dan aturan yang telah diluluskan sebagai rujukan bagi penilaian pematuhan operasi secara berterusan. Penilaian ini dilaksanakan melalui proses pengauditan Syariah tahunan, berserta pengeluaran surat pengesahan audit Syariah (Shariah Audit Confirmation Letter).

Sekiranya terdapat perubahan ketara terhadap proses perniagaan, ciri-ciri program atau aturan transaksi, perubahan tersebut hendaklah tertakluk kepada semakan oleh Amanie. Perisytiharan Syariah yang dikemas kini akan dikeluarkan sekiranya diperlukan. Walau bagaimanapun, sekiranya tiada perubahan terhadap aturan yang telah diluluskan, pengauditan tahunan akan terus dilaksanakan berdasarkan Perisytiharan Syariah yang sedang berkuat kuasa.

Oleh itu, Perisytiharan Syariah ini berfungsi sebagai dokumen rujukan berterusan bagi aturan dan struktur yang telah diluluskan, dengan pematuhannya disokong melalui proses pengauditan Syariah tahunan.

Lihat Sijil Pengesahan Syariah (Shariah Certificate)